Pru Life UK Payment Options
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Have you ever experienced a transaction wherein you were only given a couple of payment method?

I bet you did.

And also I bet that one way or another it became an inconvenience to you.

Pru Life UK understands and knows this struggle. That is why it provided the insuring public with different options in paying policies.

Let's take a look at these Pru Life UK payment options.

Pru Life UK Payment Options/Facilities

  • Auto Debit Arrangement (ADA)
  • Payment thru PRUaccess
  • Credit Card
  • Over the Counter (OTC)
  • Online Payment
  • ATM
  • Fund Transfer 
  • Bayad Centers and SM Bills Payment Counters
  • Payment thru Pru Life UK Customer Centers
  • Payment thru Pru Life UK agent

Auto Debit Arrangement (ADA)

Auto Debit Arrangement or ADA is a facility wherein your payment will be debited/withdrawn against your enrolled bank account every time it is due. 

This payment option is available through the following banks.
  • BPI
  • Metro Bank
  • BDO
  • HSBC

How To Enroll To Pru Life UK Auto Debit Arrangement (ADA)

You may enroll your policy to ADA right at the onset of your application for insurance. But if it was not the case, you may opt to change your payment method to ADA anytime.

You need to accomplish the following
  • Two (2) original copies of Auto Debit Arrangement Enrollment Form
  • Proof of bank account (original or photocopy)

Proof of Bank Account

  • Passbook
  • Bank Statement
  • ATM Card 
  • Bank Certificate
  • Checkbook
  • Deposit Slip
Any proof of bank account you provide must clearly display the account name and account number. It will not be accepted if it does not show these details.

Once you accomplished these, you may forward it to your Pru Life UK agent for processing. Or you may submit it yourself to any Pru Life UK Customer Center.

Payment Thru PRUaccess

PRUaccess is a web portal for the policyholders of Pru Life UK. You can monitor your policy 24/7 using this portal.

You are able to see your policy details, payment due advisory and other updates regarding your policy and Pru Life UK using PRUaccess.

If you haven't registered yet click this link to go to PRUaccess

Credit Card

This payment option is applicable to both VISA and MasterCard. You need the following to enroll to this payment method.
  • Duly accomplished Credit Card Enrollment Form
  • Photocopy of the front portion of your Credit Card
Submit following to any Pru Life UK Customer Center.

Which Payments are Not Allowed Using Credit Card?

  • Single Pay Premium policies such as PRUMillionaire and PRULink Investor Account Plus
  • Payment of Policy Loan
  • Automatic Premium Loan (APL)
  • Top-Ups

Over the Counter (OTC)

It is advised by Pru Life UK that you use a payment slip instead of a deposit slip to better facilitate the payment.

Note: Use "Pru Life U.K." as the merchant in the payment slip.

Online Payment

If you're a fan of online banking then this payment facility is for you.

You can pay your insurance premium using your mobile phone or computer anytime and anywhere.
Paying your premium is just one click away with this payment option.

Visit the links below for more details:


GCash is a mobile money service by Globe that enables you to pay bills, make purchases and receive or transfer money. You can use this service via the App or SMS.

GCash App

  1. Log in to your GCash
  2. Tap the Pay Bills Icon
  3. Select Pru Life UK as the biller
  4.  Enter your Policy Number and the Amount to pay
  5. Confirm your payment
If you don't have the GCash App yet, this blog by MoneyMax provides a handy guide.


  1. Dial *143#
  2. Select GCash
  3. Select Pay Bills
  4. Select by Category
  5. Select Utilities
  6. Select Pru Life UK as the biller
  7. Enter your Policy Number and Amount to pay
  8. You will receive an SMS confirming your payment transaction

GCash is NOT Applicable for the Following Pru Life UK Transactions

  • Payment for PRULink Investor Account Plus and PRUMillionaire
  • New Business/Application Payment
  • Top-Ups
  • Reinstatement
  • Loan Repayment
NOTE: Payment via GCash may take 1 to 3 business days to be posted on your policy.


You can also opt to pay your premium via ATM. These are the steps to follow after you have inserted your ATM card and your PIN.
  1. Choose Bills Payment
  2. Enter your Account Number
  3. Choose between Savings Account and Current Account
  4. Enter Amount to pay and confirm
  5. Wait for your transaction slip

Fund Transfer

You may pay your policy via fund transfer if you are out of the country. This transaction may be subject to bank charges. Below is the list of banks you can transact with.
  • BPI
  • Metrobank
  • PBCom
  • Eastwest Bank
  • China Bank
  • BDO
  • HSBC
  • Citibank
  • Security Bank
  • Robinsons Bank
  • UCPB
Both Peso and Dollar account are available through these banks.

Important Notes When Paying via Fund Transfer

  • Always use the account name PRU LIFE INSURANCE CORPORATION OF U.K. (U and K with a dot at the end of each letter) or PRU LIFE U.K.
  • Provide Pru Life UK with validated transaction receipt/slip via email here.

Bayad Centers and SM Bills Payment Counters

When paying for your household utilities such as water and electricity, you may pay also for your policy at the same time in any Bayad Center and SM Bills payment counter.

Just present the current Premium Notice and begin your transaction.

Visit this link to find the nearest Bayad Center in your area.

Payment thru Pru Life UK Customer Centers

You may pay directly to any Pru Life UK customer center nationwide. Pru Life UK customer centers are open Mondays to Fridays 9 AM to 6 PM.

You can pay using the following.
  • Cash
  • Checks
  • Prepaid, Debit or Credit Cards
Note: Demand Drafts are required for non-cash payments for US dollar-denominated policies.

Visit the Pru Life UK Customer Center locator to know the nearest center in you.

Payment thru Pru Life UK agent

Yes, you can pay for your policy premium through your certified Pru Life UK agent. 

Many clients of Pru Life UK does not know it because many agents do not disclose this option. Maybe because we Financial Advisors have so many clients to service and we do not want additional obligation on our backs. 

But I believe that it is part of our mandate to serve our clients (that is why I am disclosing it every time I  talk to clients). 

You and our clients need to know this payment option at the very least.

Things To Remember When Paying Via Your Pru Life UK Agent

  • Always secure a Provisional Receipt from your agent 
  • Check payment should be made payable to Pru Life U.K.
  • Direct deposit to your agent's personal account is prohibited

Final Thoughts

After spending some time reading this article, you have discovered that there are so many payment options you can choose from. 

But you may be wondering what is best for you, right?

You're the only one who can answer that question, actually. But I really encourage you to go cashless because it's much more convenient. 

My best pick for cashless payment is Auto Debit Arrangement or ADA.

ADA makes it virtually possible for me to exert no effort in paying my policy. I just need to be sure that there is enough balance on my account to pay for my obligation. But it's just me, some payment option may be more suited to your needs and circumstances.

So, what's the best Pru Life UK payment options for you? Comment below!