When you finally decide to apply for your insurance plan in Pru Life UK, you will encounter many terminologies pertaining to the different benefits that you may include in your policy. Some of these benefits are optional, you may or may not want to have it in your plan. These optional benefits are called Riders.
One of Pru Life UK’s Riders is called the Hospital Income Rider. Hospital Income Rider simply means that in the event of hospitalization, Pru Life UK will pay you a sum amount of money depending on the benefits of your choice. There are many other riders inside the Hospital Income Rider but in this post, we will talk about the Daily Hospital Income Benefit or DHI.
What is Daily Hospital Income (DHI) Benefit?
Daily Hospital Income Benefit is a type of Hospital Income Rider. If you were hospitalized due to illness or injury, Pru Life UK will pay you the amount indicated in your policy contract for every single day of your hospital confinement. This benefit is up to three hundred and sixty-five (365) days of continuous confinement for the same illness or injury. The Daily Hospital Income Benefit is available for you until the policy anniversary following your sixty-fifth (65th) birthday.
Claim for Daily Hospital Income Rider
- Claimant’s Statement or Letter
- Attending Physician’s Statement
- Admission and Discharge Clinical Abstract Summary
- Certified Hospitalization Statement of Account
Hospital Confinement That Are Excluded
- Drug Addiction
- Congenital Diseases
[DISCLAIMER]: All information in this article is based on the knowledge of a Certified Pru Life UK Advisor, however, the information herein IS NOT A SUBSTITUTE to the terms and conditions stated in your policy. Please refer to your actual Policy Contract. THIS ARTICLE IS FOR EDUCATIONAL PURPOSES ONLY.